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TPT Retirement Solutions Unveils Run-On DB Superfund to Expand Endgame Choice
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LEEDS, U.K. - eTravelWire -- TPT Retirement Solutions (TPT), one of the UK's leading workplace pensions providers, has announced its intention to launch a new Defined Benefit (DB) superfund designed to support run-on.

Both The Pensions Regulator (TPR) and the Department for Work and Pensions (DWP) have expressed their support for superfunds, which offer schemes an alternative endgame solution.

Superfunds are designed to take on the obligation of meeting the liabilities of corporate DB pension schemes from their original sponsors. They are particularly suitable for schemes that don't have large surplus funding positions and cannot afford alternatives such as a full buy-out with an insurer.

TPT has developed its new superfund with members' interests at the core. Its focus will be to increase the likelihood that members receive full benefits, with distributions to members from the surplus from year five onwards, increasing to majority of surplus once the risk capital has been returned to the investor.

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TPT's planned superfund follows the May announcement of its intention to develop a multi-employer CDC proposition, and the recent launch of its DC income-for-life proposition. Pending regulatory authorisations, TPT will have six different consolidation vehicles, making it a clear industry leader and standout pioneer of pension solution development.

TPR has outlined clear guidance on DB superfunds, giving trustees confidence in the due diligence process.

Nicholas Clapp, Chief Commercial Officer at TPT Retirement Solutions, said:

"We're very excited to announce our plans to launch a superfund that targets run on rather than a bridge to buy out. There is real opportunity here, and our intention to launch a superfund forms part of a broader ambition to offer a full suite of consolidation options to schemes to suit their bespoke needs."

David Lane, Chief Executive of TPT Retirement Solutions, said:

"At TPT, we believe consolidation vehicles such as this provide better outcomes for members. They benefit from economies of scale, supporting TPR's ambitions for fewer, larger, well-run schemes which provide better value for money. By design, superfunds also come with big pools of capital for investment – the creation of which aligns closely with the Government's ambitions for economic growth."

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Notes


TPT Retirement Solutions (TPT) (https://www.tpt.co.uk/news-insights/tpt-to-launch-run-on-db-superfund/) is one of the UK's leading providers of workplace pensions with over 75 years' experience of managing defined benefit and defined contribution pension schemes. It has £11.1 billion of assets under management (as at 30 September 2024) and more than 470,000 members.

TPT's mission is to make pension schemes perform better for everyone, from the sponsoring employers and trustees to the members who are saving for the future. It is an innovative, forward-thinking organisation, investing in technology to improve the services they provide.

Source: TPT Retirement Solutions
Filed Under: Business

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